As an independent auto dealer specializing in utility trailers, golf carts, ATVs, snowmobiles, or other recreational and utility vehicles, you manage a business that runs on inventory turnover and seasonal opportunity. From stocking parts to preparing for show season, cash flow flexibility is key.
At Driven, we understand the operational realities of auto dealers: the upfront reconditioning costs, fluctuating sales cycles, and the need to invest in your service bays or marketing at the right time. We offer fast, flexible funding up to $500,000 with repayment options aligned to your business rhythm.
Access the capital you need in as little as 24 hours, with a transparent cost structure and no hidden fees.
Speed up your days-to-sale by funding reconditioning and PDI costs like new batteries, tires, and detailing. A Driven business loan helps you turn more inventory faster without requiring a floorplan, so you can get vehicles ready for sale and back on the lot sooner. Move more units. Fund recon and parts that turn inventory.
Accessories drive both margin and customer satisfaction. Use financing to build out your parts inventory including hitches, winches, roofs, and plows, ensuring you can meet customer demand without tapping into cash reserves.
Service is a powerful profit center. Invest in lifts, alignment racks, and diagnostic tools to increase shop capacity and turn more service hours. Turn more service hours. Finance tools and bays, then repay from service receipts.
Show season and regional events are crucial opportunities to move inventory. With a Driven loan, you can fund digital ad campaigns, trade show placements, and seasonal promotions now, then convert that traffic into sales. Fill the lot for show season. Cover ads and events today, capture peak-season demand tomorrow.
Every dealership faces shifting demand and seasonal peaks. Whether you are prepping for show season, reconditioning inventory, or expanding your service capacity, Driven has the funding to help you move faster, sell more, and grow profitably.
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Reconditioning and PDI
Parts and accessories inventory
Service-bay tools and equipment
Digital marketing and seasonal advertising
Lot signage and improvements
Working capital for operations
If your business meets the following basic criteria, our all-digital application process will have us on the way to helping you in minutes.
Time in Business
6 months
Credit Score
600 +
Annual Revenue
$120,000
Location
Canada
Business Bank Account
Required
Validly existing as a corporate entity
Required
Minimum Requirements
What you need to apply
Our all-digital credit application process is quick and easy and typically takes less than 10 minutes. We ask for basic information about you and your business. We ask you to securely connect your online banking information. And as soon as you're done, we'll tell you exactly how much you can borrow - all without hurting your credit score.
When your application is complete, you'll know exactly how much you can borrow, but only you know how much you actually need right now. Make individual draws from within your overall business loan limit, each with their own fixed fees and terms. All pricing is up front, with nothing hidden in the small print.
Choose the repayment schedule that makes sense for your business—from daily, or weekly payments, or pay early to save on interest. Borrow between $10,000 and $500,000 on 3, 4, 6, 9, 12, 18 or 24 month terms, with absolutely no hidden fees.
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