Ecommerce Business Loan

Ecommerce Business Loan

With online businesses becoming much more popular in recent years, making investments to improve your ecommerce experience will set you apart from the competition and promote business growth. Learn how our capital solutions can help you reach your business goals.

Ecommerce Business Loan

In today’s business climate, it is easier than ever to create a successful business selling products or services online, and Canadian shoppers are making more purchases through ecommerce businesses than ever before. In order to set yourself up for success, it is crucial to ensure the experience of your website is speedy, inviting, and user-friendly. Website development and upgrades aren’t cheap, and that’s where an ecommerce business loan comes in.

Create the opportunity for huge online growth with flexible capital from Driven of up to $300,000. We have a number of repayment options tailored to the needs of your business, making it easy to take a loan that best fits your business requirements. Our application process is simple and quick, allowing us to provide you a pre-approved quote in minutes, and funding in as little as 24 hours. To unlock your business’ potential, call now or apply online today.

How can an ecommerce business loan help me?

Website development and upgrades

In order to run a successful ecommerce business, you’ll need to develop a functional and  professional website to showcase and sell your products or services. In addition to setting up your website, you’ll also need to optimize it for sales. Ensuring you have easy navigation, intelligible language, clear imagery, a straightforward checkout procedure, compatibility across different platforms, and quick loading times are all features of the strongest ecommerce businesses that can be achieved with an ecommerce business loan. 


Consider what distinguishes your business from the competitors. It’s important to spend some time and money setting yourself apart in a marketplace that is dominated by industry moguls like Amazon and Wal-Mart. Get your brand name and logo out to the masses and start shouting about the selling points of your products/services. Executing an effective branding strategy is costly. Use an ecommerce business loan to alleviate the financial burden of branding.

Customer service

A key selling point of any ecommerce business is how they deal with dissatisfied customers or potential customers who inquire about your offering. You want to make it simple for consumers to get in touch with you. Integrating a live chat function into ecommerce websites is becoming increasingly popular as it allows clients to seek the help they need without leaving your website. Use an ecommerce business loan to finance your customer service efforts so you are consistent and timely in your responses.

Interesting facts about the ecommerce industry in Canada

  • According to ecommerceDB, Canada is home to the ninth largest e-commerce market in the world; in 2019, Canadian e-commerce retail sales amounted to almost $1.85 billion, with approximately 75% of Canadians having made purchases online.
  • Although the top three online stores (Amazon, Wal-Mart and Costco) account for 35% of online revenue in Canada, there are nevertheless a huge number of other players – over 8,000 in total.
  • These businesses vary in size and market, but one trend is clear: Canadian consumers prefer to buy Canadian, with 62% stating this preference.

How it works


Apply in 3 simple steps and
get pre-approved instantly

Our all-digital credit application process is quick and easy and typically takes less than 10 minutes. We ask for basic information about you and your business. We ask you to securely connect your online banking information. And as soon as you're done, we'll tell you exactly how much you can borrow - all without hurting your credit score.


Draw what you need, when you need it

When your application is complete, you'll know exactly how much you can borrow, but only you know how much you actually need right now. Make individual draws from within your overall business loan limit, each with their own fixed fees and terms. All pricing is up front, with nothing hidden in the small print.


Use our support for whatever you need

Choose the repayment schedule that makes sense for your business—from daily, or weekly payments, or pay early to save on interest. Borrow from $5,000 to $300,000 on 3, 4, 6, 9, 12, 18 or 24 month terms, with absolutely no hidden fees.

See if Your business qualifies

Qualification is simple.
No heavy paperwork.

If your business meets the following basic criteria, our all-digital application process will have us on the way to helping you in minutes.

Your business is based in Canada

Your average monthly revenue is at least $3,000

You have been operating for at least 3 months with a dedicated business bank account

What do you need right now?

Every day brings a different challenge and a different opportunity. At Thinking Capital, we're here with the funds you need when you need them, whether that's to seize the moment, to face down business calamities, or to bet on yourself as you take your business to the next level.

Funding the unexpected

Funding the unexpected

Truck broke down? Receivables late? Product stuck on a ship somewhere?

When the unexpected happens (and it will), we’ve got you.
Marketing Funding

Marketing Funding

Got a great product but need to get the word out?

A business can’t grow without putting itself out there. We help you line up your brand, marketing, and ad spend to make that big public splash.
Funding New Projects

Funding New Projects

New products? Channels? Seize-the-moment growth opportunities?

Whether it’s expanding to new locations, audiences, or product lines, we help you invest in growing your business.

We've got you

We're here to make life easier for Canadian small to medium businesses like yours. How can we help you today?