Florist Business Loan

Florist Business Loan

Trying to bloom your florist business? Then you know it takes more than just a lot of work, it takes a lot of money. That's where we come in. Achieve your short-term and long-term business goals with the help of our capital solutions. Learn how a loan can set you up for success.

Florist Business Loan

We know that operating a flower shop comes with its own set of unique challenges. Seasonal fluctuation, busy holiday seasons, and transportation of your products are all things you must take into consideration. Flowers are a beautiful gift that can be given for nearly any occasion. Use a florist business loan to ensure you have the capital to pursue growth opportunities and let your business bloom.

At Driven, we understand the difficulties associated with obtaining funding for a small business, and we want to be the partner that helps you to get the funding you need. We offer florist business loans of up to $300,000 with a variety of flexible payment options, providing entrepreneurs with the capital they need, to use how they need it. Our application process is quick and easy, allowing you to access the funding you require in as little as 24 hours.

How can a florist business loan help me?


If you don’t want to cultivate your own flowers, you’ll need enough money to purchase your supplies from a reliable grower, farmer, or wholesaler. Alternatively, if you decide to grow your own flowers, you’ll need to buy growing supplies such as soil, seeds, fertilizer, etc. You’ll also want to ensure that you have additional inventory on-hand for your busy seasons.


It's hard to run a successful florist business without getting your name out to the public. Marketing your business is a proven way to gain awareness and pull in clientele. To do so, you may want to build your online presence with a website, run ad campaigns, and promote your business on social media, television, or the radio. Use a florist business loan to alleviate the financial burden of marketing. 


In addition to your inventory, you’ll also need the proper equipment to maintain, display, and transport your products. This could include a delivery vehicle, large cooling systems, hydration systems, display shelving, and a temperature-controlled greenhouse. Florist equipment doesn’t come without a hefty price tag. Use a florist business loan to deck out your business with all of the necessary equipment.

Interesting facts about the florist industry in Canada

  • According to data from Review Moose, the total worth of cut flowers sold in Canada in 2019 equalled $133.55 million.
  • 98% of Canada’s export sales of flowers are made to the US annually.
  • Floral industry statistics reveal that 42% of major florist brands’ Instagram followers are under 34.
  • Boomers are 19% more likely to share florist brands’ social media content.

How it works


Apply in 3 simple steps and
get pre-approved instantly

Our all-digital credit application process is quick and easy and typically takes less than 10 minutes. We ask for basic information about you and your business. We ask you to securely connect your online banking information. And as soon as you're done, we'll tell you exactly how much you can borrow - all without hurting your credit score.


Draw what you need, when you need it

When your application is complete, you'll know exactly how much you can borrow, but only you know how much you actually need right now. Make individual draws from within your overall business loan limit, each with their own fixed fees and terms. All pricing is up front, with nothing hidden in the small print.


Use our support for whatever you need

Choose the repayment schedule that makes sense for your business—from daily, or weekly payments, or pay early to save on interest. Borrow from $5,000 to $300,000 on 3, 4, 6, 9, 12, 18 or 24 month terms, with absolutely no hidden fees.

See if Your business qualifies

Qualification is simple.
No heavy paperwork.

If your business meets the following basic criteria, our all-digital application process will have us on the way to helping you in minutes.

Your business is based in Canada

Your average monthly revenue is at least $3,000

You have been operating for at least 3 months with a dedicated business bank account

What do you need right now?

Every day brings a different challenge and a different opportunity. At Thinking Capital, we're here with the funds you need when you need them, whether that's to seize the moment, to face down business calamities, or to bet on yourself as you take your business to the next level.

Funding the unexpected

Funding the unexpected

Truck broke down? Receivables late? Product stuck on a ship somewhere?

When the unexpected happens (and it will), we’ve got you.
Marketing Funding

Marketing Funding

Got a great product but need to get the word out?

A business can’t grow without putting itself out there. We help you line up your brand, marketing, and ad spend to make that big public splash.
Funding New Projects

Funding New Projects

New products? Channels? Seize-the-moment growth opportunities?

Whether it’s expanding to new locations, audiences, or product lines, we help you invest in growing your business.

We've got you

We're here to make life easier for Canadian small to medium businesses like yours. How can we help you today?